Our doors opened in 2002 and we have been providing an option for people with less than perfect credit ever since.
Yes, Jane has been with the company since 2005 and Kaylynn is always happy to help as well. We take pride on giving exceptional customer service.
We report to the credit bureau every month. Your credit score should start to improve immediately. Regular, on time monthly payments will boost your credit score. Aim to make six on time, monthly payments to really see an improvement.
We can loan $500-$1,500 unsecured based on your application and stability. Your payments are on a set, monthly installment term until your loan is paid in full. You have a fixed interest rate without any pre-payment penalties.
Yes. Depending on stability and your application however, we may require collateral.
Yes. We also verify employment.
A personal loan is unsecured where a secured loan is secured with your vehicle title or other titled asset.
A typical secured loan charges 400% interest. We do not. Our rates are reasonable and affordable. If you have a secured loan, we can refinance and save you money!
Applying is easy! You can apply over the phone, in person or online. We can take your application right over the phone usually with same day funding.
Usually, you need a state issued driver's license, proof of income and address, title, spare key and proof of insurance.
Provided we have all the information we need, we can generally give you an answer within about an hour.
A debt consolidation loan is a way to simplify your monthly payments.
That depends on your unique situation. We would love to help walk you through your available options.
You can pay in the office or online. We accept cash, checks, money orders, Visa, Mastercard and Discover payments. You can also set up an automatic, monthly withdrawal for your payment.